Health & Fitness
The American Dream is Alive and Well
Sometimes you just need a little coaching to get to the American Dream of homeownership.
I know most in the real estate and mortgage business work hard every day to put potential home buyers in the best possible position to be able to own a home. In problem situations, credit, job history, rent history, income or down payment can all be issues.
Amy called me last year after she read a blog of mine, which was about credit, or I should say problem credit. Her credit scores were in the mid 500’s and she believed her situation was hopeless and she would need to keep renting forever.
Not so fast, I told her. Once I ran the credit, I sent her a copy, so we could go through it together. She was a willing and eager student and totally committed to correcting all the issues.
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I just sent her a preapproval letter to buy her home first home. Her credit scores are now all over 700. She will make an fabulous homeowner.
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By: Brad Finkelstain
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